Do-It-Yourself

Take Control of Your
Credit Repair Journey

Harness the power of AI to dispute inaccuracies yourself. All the tools professionals use, now in your hands for just $49.99/month.

Simple, Affordable Pricing

$49.99/month

Plus SmartCredit membership (starting at $19.95/mo)

  • Unlimited AI credit analysis
  • Unlimited Metro2 dispute letters
  • Monthly progress tracking
  • Cancel anytime, no contracts

What You Get:

Unlimited Disputes

AI-Powered

FCRA Compliant

Progress Tracking

How DIY Program Works

Four simple steps to credit repair success

1

Connect SmartCredit

Sign up for SmartCredit ($19.95/mo) to get monthly 3-bureau reports with no hard inquiries.

2

AI Analyzes Everything

Our AI instantly scans your report and identifies every negative item hurting your score.

3

Generate Metro2 Letters

Create powerful, professional dispute letters with just a few clicks. Print, sign, and mail.

4

Track Your Progress

Re-import monthly and watch negative items disappear as your credit score climbs!

DIY vs. Credit Repair Companies

See why doing it yourself is smarter and more effective

DIY with CreditProSAI
Best Value
  • $49.99/month - affordable
  • You control everything
  • Bureaus less likely to reject
  • Learn valuable credit skills
  • Unlimited disputes at no extra cost
  • Instant AI analysis
  • Cancel anytime, no contracts
Traditional Companies
  • $99-$129/month typical cost
  • Limited control over process
  • Higher rejection rates
  • You learn nothing
  • Often charge per item
  • Slow manual review
  • Long-term contracts common

Everything You Need to Succeed

AI-Powered Analysis

Intelligent algorithms identify every disputable item automatically

Metro2 Attack Letters

Professional dispute letters that challenge bureau verification methods

Score Tracking

Monitor your progress with monthly score updates and removed items

FCRA Protection

All strategies based on federal consumer protection laws

24/7 Access

Work on your credit repair anytime, from anywhere

Proven Results

Join thousands who've boosted their scores by 50-150+ points

DIY Success Stories

Real people, real results with our DIY program

"CreditProSAI changed everything for me. I was stuck with a low score for years. The AI found errors I never would have caught, and the dispute letters actually worked! I can finally apply for a mortgage with confidence."

Before

580

+145

Points

After

725

Sarah J.

Verified Client

"The 'before and after' is real! We had some old collections and late payments that were dragging us down. CreditProSAI helped us clean them up. This service is worth every penny."

Before

554

+126

Points

After

680

Jessica L.

Verified Client

"I was skeptical about DIY credit repair, but this platform made it so easy. My score jumped over 100 points in just a few months. Seeing the progress every month kept me motivated. Highly recommend!"

Before

612

+106

Points

After

718

Mike R.

Verified Client

Frequently Asked Questions

Everything you need to know about the DIY program

How long does it take to see results?

Most clients see their first deletions within 30-45 days after sending dispute letters. Significant score improvements typically occur within 3-6 months.

Do I need SmartCredit to use this program?

Yes, SmartCredit ($19.95/mo) provides the 3-bureau reports our AI analyzes. The $2 trial gives you 7 days to see how the platform works.

What if I've never disputed before?

No problem! Our AI generates professional letters for you. Simply select the items to dispute, print the letters, sign them, and mail them.

Can I cancel anytime?

Absolutely. There are no contracts or long-term commitments. Cancel your subscription anytime with no penalties.

Is this legal?

Yes! Disputing inaccurate information is your legal right under the Fair Credit Reporting Act (FCRA). We help you exercise those rights effectively.

How many disputes can I send?

Unlimited! Your $49.99/month subscription includes unlimited AI analysis and dispute letter generation.

Ready to Repair Your Credit?

Join thousands who are taking control of their financial future with our DIY program.

No credit card required • Cancel anytime • Full support included